Reports to Action Fraud are considered for assessment or referral to the police (or other law enforcement agency) by the National Fraud Intelligence Bureau, operated by the City of London Police.
Once reports have been recorded by Action Fraud they are assessed against Home Office Counting Rules, which are the standards against which police record crime. Data matching allows reports from different parts of the country to be linked through analysis. Reports are then triaged to determine those that are highest risk, threat or harm.
These triaged reports are assessed by experienced crime reviewers who consider the viability of each report, or series of reports where these appear to be linked. This viability test is to ensure there are definitive lines of enquiry for a force, or other law enforcement agency to progress. Crimes that meet the viability test are referred to the appropriate police force or law enforcement agency for action. The recipient may not always be your local police force.
Information you provide on the bank accounts, websites and phone numbers used by fraudsters is regularly provided to industry partners so they can stop them from being used against future victims.
Not every report results in an investigation, but every report helps to build a picture of offending and is retained for future intelligence.
How you obtain an update on the progress of your report
If you have registered on the Action Fraud system as a victim or proxy reporter, then you will receive automatic updates through your individual account. You will also receive postal updates.
If you wish to seek an update outside of the above, or if you have not registered with Action Fraud, then an update can be requested through the ‘Contact Us’ facility on the Action Fraud website.
If your report is disseminated to a police force you will be provided with the name of the recipient force. Once your report has been disseminated, the recipient force takes responsibility for providing you with updates on the progress of your case.
What happens once your report has been referred to a police force
Each police force (or other law enforcement agency) will review and assess referrals from the National Fraud Intelligence Bureau. They will triage these reports based upon threat, risk and harm and local priorities set by their Police and Crime Commissioner.
You will be provided with regular updates on the progress of your report. If a force decides no further action will be taken, they will communicate this to you with a rationale for their decision.
Options to seek civil redress
In cases where criminal investigations are not carried out or do not lead to a conviction, you may wish to consider other options to recover your losses. There are Civil Asset Recovery Agents who may be able to act on your behalf to recover criminal assets that represent some or all of your losses.
Before choosing a Civil Asset Recovery Agent, you should undertake adequate checks to ensure they are legitimate. The Financial Conduct Authority has details of known fraudulent Civil Asset Recovery Agents.
Should you choose to engage a Civil Asset Recovery Agent, you should update your Action Fraud report with their details. This update can be made through your individual account or through the ‘Contact Us’ facility on the Action Fraud website if you have not registered with Action Fraud.